The Gas and Oil Association of West Virginia, Inc. offers what is considered the premier association health insurance program in West Virginia.

The program is presented through a successful partnership with Highmark BlueCross BlueShield (HMBCBS) and USI Insurance Services and has become the largest fully insured policy holder of HMBCBS, a partnership that has existed for over 20 years.

With the expertise of this partnership, our groups are assured of stability and multiple services, including the oversight and compliance of the ever changing Affordable Care Act Laws and Regulations.  This allows our members to focus more on their business.

Plan features offer availability to groups (with W-2 employees) with competitive rates; reduced employer risk exposure; multiple plan options; tiered rates; and outstanding customer service.

GOWV membership is one of the qualifications for the insurance program.  For more information about this program, contact Lori Miller Smith of GOWV at This email address is being protected from spambots. You need JavaScript enabled to view it. or 304-344-9867 or Pete Thackston of USI Insurance Services at This email address is being protected from spambots. You need JavaScript enabled to view it. or 304-638-7281.

The insurance plan also provides a dental program through United Concordia, a subsidiary of Highmark BlueCross BlueShield Pennsylvania, a vision plan through VSP and life insurance and short-term disability through Unum Life Insurance Company of America.

Super Blue 90/70 Plans with $15 Co-pay

Listed below are the 90/70 plans with a $15 co-pay (plans are listed by deductible):

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